Health Insurance Marketplace: An Overview

We want you to know about increased access to health insurance. 

The Health Insurance Marketplace is a new way to find health coverage that fits your budget and meets your needs. With one application, you can see all your options and enroll. Every health insurance plan in the Marketplace offers essential health benefits, including doctor visits, preventive care, hospitalization, prescriptions and more. You can compare plans based on price, benefits, quality and other features important to you before you make a choice. 

There are three ways for you to learn more and get covered. You can enroll online (HealthCare.gov), over the phone (800.318.2596) or with in-person assistance (localhelp.healthcare.gov). You’ll have the opportunity to compare private plans side-by-side and choose the one that fits your family and budget. 

The 2016 open enrollment period ends January 31. HealthCare.gov remains available throughout the year if you have a change in status such as a marriage, new baby or you take a different job. 

Applying online takes four easy steps: 

1. Set up an account. Start by going to HealthCare.gov. First you’ll provide some basic information. Then choose a user name, password and security questions for added protection. 

2. Fill out the online application. You’ll provide information about you and your family, like income, household members, current health coverage information and more. This will help the Marketplace find options that meet your needs. 

3. Compare your options. You’ll be able to see all the options you qualify for, including private insurance plans and free and low cost coverage through Medicaid and the Children’s Health Insurance Program (CHIP). The Marketplace will tell you if you qualify for lower costs on your monthly premiums and out-of-pocket costs on private insurance. You’ll see details on costs and benefits to help you choose a plan that’s right for you. 

4. Enroll. After you choose a plan, you can enroll online and decide how you pay your premiums to your insurance company. You must pay your premium by the date the insurer provides before your coverage can begin. If you or a member of your family qualify for Medicaid or CHIP, visit benefits.ohio.gov or call 1.800.324.8680 or 1.800.648.1176 to enroll directly. 

 

NOTE: More Ohioans are eligible for Medicaid coverage. Visit benefits.ohio.gov. There is no open enrollment period for Medicaid; beneficiaries may enroll throughout the year.

Blog Posts From

Joseph’s Home names new executive director to guide respite care for Cleveland’s homeless

Joseph’s Home has named Beth Graham as executive director to guide the facility’s medical respite care for Cleveland’s homeless men and to strengthen programs to help residents on a path toward stable housing and self-sufficiency. Graham has dedicated her career to creating quality, affordable housing and support services, most recently as senior underwriter at Enterprise Community Partners, where she helped direct more than $160 million in Northeast Ohio to address housing insecurity, homelessness and to help create healthy communities.[More]

tags: Joseph's Home, Outreach

St. Vincent Charity offers specialized lumbar disk replacement to relive back pain, preserve mobility

Nearly 80 percent of American adults experience lower back pain at some point. While most will recover with nonsurgical treatments, those with degenerative disk disease, spinal stenosis and other related conditions find spinal fusion surgery eliminates painful motion and restores stability in the spine. However, St. Vincent Charity Medical Center offers an effective alternative—lumbar disk replacement—for younger, healthy patients seeking to maintain mobility after surgery. St. Vincent Charity’s Robert F. McLain, M.D., who worked with investigators in the first FDA trials on the procedure, is the recognized expert on lumbar disk replacement surgery in Northeast Ohio.[More]

tags: St. Vincent Charity Medical Center, health care

Joseph’s Home to host Warm Hands, Warm Hearts fundraising event January 30

Joseph’s Home is hosting its Warm Hands, Warm Hearts fundraising happy hour social Thursday, January 30, from 5:30 – 7:30 at Market Garden Brewery, 1947 W. 25th St., Cleveland, Ohio. Tickets are $25 per person and include one drink ticket and an appetizer bar. Come warm your hands at the fireplace and warm your heart by helping to raise awareness of the medical needs of the homeless in Cleveland.[More]

tags: Joseph's Home, outreach

Cleveland Magazine highlights St. Vincent Charity spine surgeon as a “Champion of Care”

Lumbar disk replacement, which substitutes a worn or degenerated disk with an artificial disk, alleviates lower back pain while allowing for normal range of motion. Robert F. McLain, M.D., a spine surgeon in the Spine and Orthopedic Institute at St. Vincent Charity Medical Center, is a specialist in this advanced surgical procedure. Dr. McLain was featured as a “Champions of Care” in Cleveland Magazine for the life-changing surgery he performed on Akron firefighter and paramedic Steve Arce.[More]

tags: St. Vincent Charity Medical Center, health care

Donor provides new shoes for children at Mercy Mission Outreach’s annual Christmas party at St. Paul Square

Sixty-six children in northeast Canton received a new pair of custom fit tennis shoes just before Christmas at Mercy Medical Center Mission Outreach’s annual neighborhood Christmas open house at Mercy at St. Paul Square, thanks to the generosity of an anonymous donor and BSN Sports. The children were able to pick shoe size, type and color at the open house on Friday, Dec. 20. The shoes were delivered on the following Monday, Dec. 23, just in time for Christmas.[More]

tags: Mercy Medical Center, health care